	3 Year ARM will adjust after 24 months. It may increase 1% annually until you reach your cap.	The purpose for an ARM is to get your credit back on track or if you plan to move before the adjustment.

3 Year ARM Mortgage Rates

3 Year Adjustable Rate Mortgage or ARM is a low start rate for the first 36 months of the mortgage. This type of loan is used for borrowers who will own the property for a short term, or for consolidating debt, help improve their credit for a more conforming loan before the loan adjusts. The greatest advantage for a home owner is a low start rate.

Loan Amount	Loan Program	Time Frame

Estimated Property Value	Purpose of the Loan	Property Type

Property Street Address

City	State	Zip Code

CONTACT AND BORROWER INFORMATION
First Name	Last Name	Email Address

Current Address

City	State	Zip Code

Primary Phone	Work Phone	Best Time To Call

Time with Employer	Monthly Income	Credit Rating

Refinancing? Current Lender
COMMENTS

Interest Rates

Current Rates
30 Yr Fixed	5.000%
20 Yr. Fixed	4.750%
15 Yr Fixed	4.500%
30 Yr Jumbo	6.000%
15 Yr Jumbo	5.750%
30 Yr Land	6.000%
15 Yr Land	5.250%
Float Land	4.000%
Prime Rate	3.250%
Commercial	6.375%

Interest rates, mortgage program terms and conditions are subject to change without notice. Loans are subject to credit review and approval. Properties securing all loans must be located in Michigan.