Grand Rapids Mortgage Company of Michigan
Grand Rapids Mortgage Company
Inter-Lake Mortgage Company, LLC. We pride ourselves in offering the highest level of
customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a
lower mortgage rate, purchase new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. We have built our company long term relationships and on
referrals from satisfied customers.
A refinance mortgage loan is simply replacing your current mortgage with a new home loan mortgage. The reason to do a mortgage refinancing is to save money by getting a lower borrowing rate and more favorable borrowing terms. Before deciding on going ahead with a new home loan, you need to know the closing costs associated with a mortgage refinance. They include loan processing fees, appraisal fees, legal fees and administrative fees. These refinancing costs can make up to 2% of the home mortgage loan.
We offer every type of loan. 30 Year and 15 Year Fixed Rate Loans,
ARM Loans, Home Equity Loans,
Purchase, Refinance Residential,
Second Home Loans,
Investment properties. No money down loans. Credit from A to D, Perfect credit
to less than perfect credit and everything in between. We do full, lite, and stated
income loans. Commercial real estate Loans A Michigan Lending Company's office is located
in Grand Rapids, Michigan.
You
will always work with your personal loan officer throughout the whole process of
your loan. We don't hand it off to a processor. Our refinance calculator worksheet and "refinancing form" will help you make the right choice. Also download our
breakeven-analysis calculator worksheet. Mortgage costs
may have tax advantages when you refinance your loan. You may deduct some or all your
closing costs. Consult your accountant for more detailed information. After
applying online for your new loan it should take from 10 to 30 days to close, to help process your loan faster have the following (see
customer document request form). A major factor in mortgage refinance is closing costs. With the interest rates so low today I would not pay origination or discount points. See our
closing fees so you can avoid "junk fees" that are standard charges from other companies.
Debt consolidation is another way to save money on high interest loans. You may
be able to write off the interest on your new loan (see your accountant for advice). Consider an
Interest Only Mortgage for a debt consolidation that you also can get a lower interest rate. If not, consider a home equity line of credit (HELOC) loan. Apply online to
pre-qualify now and receive a pre-approved rate and closing costs today. We are here to help you make it as simple as possible to
process your loan and to help you with all your financial needs.
With your new refinance mortgage you can get the cash amount you need to payoff debts, home improvements,
or anything else you may want to do with your money. We specialize in all types of niche programs, such as unique properties, no asset, no income verification, no credit or less than perfect credit. We have done many loans that most lenders, brokers, and banks
have said, “NO” to. Best of all we don’t charge additional fees for these services. This includes
"cleaning up" your
credit report.. Refinancing your loan with us we will get you the lowest rate on the
market, low closing costs, and keep you up-to-date throughout the loan process. Our job is to present the best scenario for you to be approved plus get the best rate and term for your financial needs.
Thanks, RD Bailey, CEO
Michigan Loan Specialist |
