Michigan Inter-Lake Mortgage Company, LLC
A Michigan Mortgage Company is a Michigan discount mortgage lender.
While this site is designed to be usable in a variety of ways, the heart of the site is the online
application
(apply online) that helps you find loans geared to your personal needs.
Obtain the Lowest Mortgage Rates in the State
More than 100 different loan programs to meet your needs and the dedication to customer service that makes it all happen. That’s A Michigan Lending Company
Why our customers say they choose us because we have the lowest interest rates. You too can
get the lowest rates and lock in that rate today. Just call (616) 301-1811
or APPLY ONLINE. Your own personal mortgage professional will be assigned to you and assist you from start to finish.
The right mortgage tools, loan programs, mortgage
calculators and dedicated customer service 6 days a week! You can count on this and more with A Michigan Lending Company. After you respond to a series of easy questions. See
Apply Today
Inter-Lake Mortgage Company, LLC will contact you shortly after you fill out the simple mortgage application to gather additional information so
we can provide more precise selection for you. Comparing these suggested loan choices, you can do the following - all with no obligation on your part:
Who can answer questions not addressed here?
We welcome questions you may have, even if you are working with another company and “not always getting a straight answer”.
We are always willing to find the answer and even put in writing.
We are always online, Email at Rommie.Bailey@Inter-Lake-Lending.com
or call (616) 301-1811
. Do I need to be ready to apply for a loan now?
No. Though this site is designed to let you step easily through the process of finding your home loan in one sitting,
feel free to use this site in the ways that best fits your present situation. Although we hope you will choose to apply for a loan with us. You are under no
obligation to do so. Use of this site does not prevent you from using other mortgage brokers or lenders in your search for
a mortgage loan. What types of mortgage loans are available through this site?
We offer the following loan programs for both purchases and refinances:
Conventional Mortgage Programs:
- Conforming
- Non-conforming
Fixed-Rate Programs:
- 30-year fixed rate
- 15-year fixed rate
Adjustable-Rate (ARM) Programs:
- 5/1 year ARM
- 3/1 year ARM
- Interest Only Mortgage
Other Loans:
- Second Mortgage Loan
- Home Equity Loan
What is the difference between a mortgage broker and a direct lender?
A
mortgage broker is an independent
mortgage company
working for your benefit. We receive wholesale pricing from lenders and have a large
variety to choose from, this includes competing interest rates, lower
closing costs, and customize to your loan needs.
As to direct lenders, you are working with a retail loan officer (salary, commission, and benefits) that
presents the lender with a
lot of overhead to employ their loan officers. The secondary marketing department will send out daily wholesale pricing
(to brokers) and retail pricing (their loan officers). It is much less costly to buy from a mortgage broker than it is to
maintain an employee, with no production guarantee. What is the difference between interest rate & APR? An Interest rate is the monthly cost you pay on the unpaid balance of your home loan. An
Annual Percentage Rate (APR) includes both your interest rate and any additional cost or prepaid finance charges
such as the origination fee, points, the initial private mortgage insurance, underwriting and processing fees.
(Your actual fees may not include all of the items above.) The APR is an universal measurement that will assist you in comparing
the cost of mortgage loans offered by different finance lenders. Find out about our Net Branch Opportunities. |
